A to Z Credit Cards

The credit cards, prepaid cards, and debit cards below all carry the Visa Brand. Visa means worldwide acceptance, a dedication to innovative services, and complete security and protection. When you choose Visa, you choose a brand you can trust. We at AtoZ Credit Cards currently recommend the IBERIABANK Visa® Classic Card.

IBERIABANK Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	7.25%, 10.25%, or 13.25%	None	Excellent

AccountNow Prepaid Visa® Card

100% Guaranteed Approval*
$0 Activation Fee
$25 Cash Bonus when you use direct deposit
New iAdvance(SM) loan option
No Overdraft Fees and no Minimum Balance
Free Credit Builder
Free Bill Pay
Free Direct Deposit
No Credit Check – for prepaid card only

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

Baby Phat Prepaid Visa® RushCard

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
FREE Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

Vision Premier® Visa® Prepaid Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

IBERIABANK Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	9.25%, 12.25%, or 15.25%	None	Excellent

ACE Pink Visa® Prepaid Debit Card

No application fee and no obligation
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

ACE Visa Prepaid Debit Card

No application fee and no obligation
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Earning your trust since 1968

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

Prepaid Visa® Black Diamond RushCard

FREE Direct Deposit
FREE live customer service 24/7
FREE text alerts and phone balance inquiries
FREE optional credit building history
FREE online money management tools
Pay bills and shop online
Easy to use - the convenience of plastic WITHOUT THE DEBT
NO Credit Check
STOP Paying check cashing, overdraft, interest fees
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

IBERIABANK Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	9.25%, 12.25%, or 15.25%	None	Excellent

IBERIABANK Visa ® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0% or 7.50%	12 Months	7.50%, 9.50% or 11.50%*	$35	Excellent

NetSpend® Visa® Prepaid Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

nFinanSe Visa® Reloadable Prepaid Debit Card

FREE nFinanSe Visa® Debit Card and Free $5.00 Deposit*
100% Guaranteed Approval**
No Credit Check, No Security Deposit and No Minimum Balance
No Overdraft Fees and No Interest Charges
Sign Up for FREE Direct Deposit and a Bonus $7.77 Deposit*
FREE Unlimited PIN and Signature Transactions
Reloadable - $5,000 Maximum Balance
FREE Email and Text Message Alerts
FREE 24/7 Live Customer Service and Online Access
Get Cash at ATMs Nationwide
Add money at over 80,000 nationwide locations
Shop and Pay Bills Online
FREE ACH Bill Pay Service
Visa® Zero Fraud Liability Protection*

Terms and Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	N/A

PEX Visa® Prepaid Card For Business

Provide your employees with a reloadable prepaid card for business expenses.

Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See terms*	N/A

Prepaid Visa® RushCard

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
FREE Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

Public Savings Bank Secured Card

Build credit history – we report to all 3 major credit bureaus
0% APR on all purchases for the first 6 months
No annual fees or monthly maintenance fees
No credit check
No checking account required
Your credit is not a factor!
Choose your initial credit limit from $300-$2000
Lifetime credit lines up to $5,000
Free fraud protection against unauthorized use
Use the card everywhere you see the Visa logo

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%	6 months	11.24%	none	Bad

Prepaid Visa® Purple Diamond RushCard

FREE Direct Deposit
FREE live customer service 24/7
FREE text alerts and phone balance inquiries
FREE optional credit building history
FREE online money management tools
Pay bills and shop online
Easy to use - the convenience of plastic WITHOUT THE DEBT
NO Credit Check
STOP Paying check cashing, overdraft, interest fees
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

Upside Visa® Debt-free Prepaid Card

The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or government benefits providers
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	N/A

Wired Plastic™ Visa® Prepaid Card

Accepted everywhere VISA is accepted
No Credit Check, Income requirements or bank account required
FREE Online Access to Account
FREE Mobile Alerts - Text to your mobile and email
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Rewards Program - Earn 1 Point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Poor

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	7.90% - 28.90%	See Terms*	Bad

Green Dot® Gold Prepaid Visa Card

FREE $0 Activation Online –with NO credit check!
FREE Cash withdrawals at over 15,000 participating ATMs
FREE Online Bill Pay & Direct Deposit
NO Monthly fee for any month with at least 30 purchases
NO Transaction fees on US purchases
NO Overdraft or penalty fees
NO Minimum balance required
GET $10 with Direct Deposit (see site for restrictions)

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

Account Now Gold Visa® Prepaid Card

No Credit Check
$0 Monthly Fee*
Higher daily and monthly limits
Borrow money and build credit history*
Free Credit Builder and Bill Pay
No Late or Overdraft Fees

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

Public Savings Bank Secured First Visa Card

No Credit History and no Checking Account Required
Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual or monthly fees
We report to all three credit bureaus, so youll start building your credit fast
Four options for funding your card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%	6 months	11.24%	none	Bad

READYdebit® Card

100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
* Subject to I.D. Verification.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	N/A*	Poor

READYdebit® Platinum Visa® Prepaid Card

Free 24/7 great customer service
Free Mobile Banking and Text Alerts - New
Free Score Tracker credit score service
No Credit Check, no Overdraft Fees or Balance Minimums
Free Unlimited Purchase Transactions
Free Direct Deposit - paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
Credit Builder – For Free
Reloadable up to $10,000 Max Balance
Exclusive Platinum card design

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
*	*	*	See Terms*	Bad

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.