A to Z Credit Cards

The credit card offers in this section are the most popular reward credit cards found online. These cards feature rewards such as, cash back, gift cards, travel, hotel, and home improvement. These credit cards also have great Intro APR's and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs. We at AtoZ Credit Cards currently recommend both the Starwood Preferred Guest(R) Credit Card from American Express as well as the Miles by Discover® Card. Both has great incentives and Reward programs.

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	6 Months*	11.99% - 20.99% (Variable)*	None	Excellent

Starwood Preferred Guest(R) Credit Card from American Express

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	15.24% variable	See Terms*	Excellent

Escape by Discover® Card

25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
2 Miles per $1 on all purchases
No limit on the Miles you earn and Miles don’t expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months then the regular APR
Industry Leading Customer Service
Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	6 months*	10.99% - 16.99% (Variable)*	$60*	Excellent

Miles by Discover® Card

12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
1 Mile per $1 on every purchase
Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
No limit on the Miles you earn and Miles don’t expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months then the regular APR
No Annual Fee, No Overlimit Fee, No Redemption Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	6 Months*	10.99% - 16.99% (Variable)*	None	Good

Platinum Delta SkyMiles(R) Credit Card from American Express

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Check your first bag free on every Delta flight

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	14.5% variable	$150 per year	Excellent

The Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	N/A	$450 annual fee	Excellent

Blue Cash(R) from American Express

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	17.24%-21.24% Variable	No Annual Fee	Excellent

Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	6 months*	11.99% - 20.99% (Variable)*	None	Excellent

IBERIABANK Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	9.25%, 12.25%, or 15.25%	None	Excellent

Delta Reserve Credit Card

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost^SM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles
Check your first bag for free on every Delta flight

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	14.5% variable	$450 per year	Excellent

Blue Sky from American Express(R)

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	17.24%-21.24% Variable	No Annual Fee	Excellent

American Express(R) Gold Card

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	N/A	$125 annual fee	Excellent

TrueEarnings(R) Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
See Terms*	See Terms*	15.24% variable	See Terms*	Excellent

Discover® MotivaCard

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, youll get a Pay-On-Time Bonus equal to a full months interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
3.99%*	12 Months*	11.99% - 20.99% (Variable)*	None	Good

Zync from American Express(SM)

Earn 10,000 Membership Rewards(R) points after first purchase
Enjoy a low annual fee of just $25 for Basic Card
Pay no interest - that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	N/A	$25 annual fee	Excellent

Discover® Open Road Card

2% Cashback Bonus automatically at any gas station and any restaurant
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
0% intro APR on balance transfers for 12 full months, then the Regular APR
0% intro APR on purchases for 6 months, then the Regular APR

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	6 Months*	11.99% - 20.99% (Variable)*	None	Good

American Express(R) Premier Rewards Gold Card

3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
No annual fee for your first year, a savings of $175
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
N/A	N/A	N/A	See Terms*	Good

Discover® More Card- Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Type
0%*	9 months*	11.99% - 20.99% (Variable)*	None	Excellent

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.